Auto Service/Body Shops Insurance

Auto Mechanic Shop Insurance

At Hailey Insurance, we understand the unique challenges faced by auto service shops. Our comprehensive insurance solutions are tailored to meet all of your business’s insurance needs, from protecting your employees to safeguarding your property and reputation. With our expertise and customizable coverage options, you gain the freedom to focus on providing your clients with the best vehicle services possible. From Workers’ Compensation coverage for your injured employees to costs associated with property damage and liability issues to extended protection against catastrophic incidents, Hailey Insurance has you covered. We proudly serve the Greater Baton Rouge, Louisiana area. Our coverages include:

Workers’ Compensation

Workers' Compensation is essential for protecting your employees from work-related injuries or illnesses. This insurance covers medical expenses for employees who get hurt on the job, ensuring they receive necessary treatment without financial stress. It also provides partial wage replacement for those unable to work due to their injuries, helping them stay financially stable during recovery. The policy may include rehabilitation services to assist employees in returning to work safely. In tragic cases of workplace fatalities, Workers' Compensation offers death benefits to the dependents of the affected employee. Safety resources as well as assistance in setting up a return-to-work program are absolutely FREE with your policy.

Businessowner’s Coverage (Property & Liability)

Protects your building and contents and covers expenses if your business is held liable for harm to another. Protection against loss of business income, employee dishonesty, damage to outdoor property, and more are automatically included with our basic policy. Add-ons and "Plus" coverages are (among others):

Car Wash - Damage to Customer Autos
Computer Fraud and Funds Transfer
Credit Card Slips
Damage to Leased Property Caused by Vehicles
Data Compromise
Defective Products/Faulty Work
Employee Benefits Liability
Equipment Breakdown
Employment-Related Practices Liability
Fire Department Service Contract
Garagekeepers
Garage Liability
Hired and Non-Owned Auto Liability
Hired Auto Physical Damage
Lock Replacement
Loss or Damage to Customers’ Autos
Money and Securities
Ordinance or Law
Personal Effects (Including Tools/Equipment)
Private Parking Lot
Utility Services
Water Back-Up and Sump Overflow

Commercial Umbrella Liability

Commercial Umbrella Liability insurance adds an extra layer of protection for your business. It extends the liability limits of your existing policies, like general liability, providing additional coverage when those limits are reached. This policy often includes broader coverage options that may protect against claims not covered by standard policies. A key benefit is that it covers legal defense costs in major lawsuits, which can quickly become expensive.

Our Services Provide Numerous Benefits Including

Cash-Flow Friendly

To provide our customers with the greatest possible savings, we offer a variety of flexible payment options that are convenient and can help your cash flow.

Customizable

If you don’t feel your business needs certain coverages or you are seeking a higher level of protection, our services can still be right for you! We will customize an insurance solution that includes all or a combination of the options found on the reverse side of this brochure.

Secure

Your insurance coverage is financially secure, claims will be handled fairly and promptly, and you benefit from a level of expertise that is truly second to none in our industry.

Why Choose Hailey Insurance?

Choosing Hailey Insurance means partnering with a trusted expert in Auto Mechanic Shop insurance. Since our founding in 2003, we have expanded our services to clients across over 15 states, offering customized insurance solutions tailored to your specific needs and budget. Our commitment to affordability includes various premium discounts based on factors like your Workers' Compensation history and building condition.

We Prioritize Your Financial Security

By collaborating with carriers rated A (Superior) or higher by A.M. Best, ensuring prompt and fair claim handling. With comprehensive protection that covers everything from property damage to liability issues and catastrophic incidents, Hailey Insurance provides the peace of mind you need to focus on growing your business. Choose us for a reliable, tailored insurance experience that puts your needs first.

We Offer Affordable Solutions

Because we believe that quality insurance should not break the bank. Our programs feature various premium discounts based on your business’s unique characteristics, such as your Workers’ Compensation history and the age of your building. This approach helps you save money while remaining protected.

Don’t Leave Your Business Vulnerable

At Hailey Insurance, we are dedicated to providing Louisiana Auto Mechanic Shop owners with the comprehensive protection they need to thrive in a competitive industry. Let us help you safeguard your business, employees, and customers with tailored insurance solutions designed specifically for you.

"Can not say enough good things about this company! You can tell they really care about their clients. They really took the time to make sure that all of our needs were met and are always happy to answer my many questions. Their response time is also unbeatable."

- Megan Mackay
Omni Physical Therapy, Baton Rouge, Louisiana

Check Out What Our Other Clients Have to Say Here!